Oleg Gorokhovskyi

Oleg Gorokhovskyi
Олег Володимирович Гороховський
Born (1974-09-19) September 19, 1974
Dnipro
EducationNational Metallurgical Academy of Ukraine
OccupationsBanker, entrepreneur
Years active1995–present
Known forCo-founder of monobank and Fintech-IT Group
SpouseTamara Kryuchkova
Children3

Oleg Gorokhovskyi (born September 19, 1974) is a Ukrainian businessman, banker, and co-founder of Fintech-IT Group and projects, such as monobank, Ukraine's first mobile-only neobank.[1] 

In October 2025, his company became Ukraine's first fintech "unicorn" after reaching a valuation of $1 billion.[2][3]

Early life and education

Gorokhovskyi was born in Dnipropetrovsk (now Dnipro), Ukraine. He graduated with honors from School No. 96 and later earned a degree in "Enterprise Economics" from the National Metallurgical Academy of Ukraine.[4]

Career

Oleg Gorokhovskyi began his career as an intern at PrivatBank during his final year of university. Over 21 years, he rose through the ranks, becoming the head of the VIP banking division at 28. By age 37, he was appointed First Deputy Chairman of the Board. During his tenure, PrivatBank grew into the largest financial institution in Ukraine, serving over 25 million customers. He resigned in December 2016 following the bank's nationalization by the Ukrainian government.[5][6][7]

In 2017, Gorokhovskyi co-founded Fintech Band (later transformed into the Fintech-IT Group holding).[8][9] The company launched monobank in partnership with Universal Bank, introducing a "branchless" banking model.[10]

In January 2023, Gorokhovskyi and his partners invested £14 million into Koto (later rebranded as The Credit Thing), their British fintech venture focused on providing credit services in the United Kingdom market.[11][12]

In October 2025, the holding company Fintech-IT Group (which includes Fintech Band and other IT assets) secured a landmark investment from the Ukraine-Moldova American Enterprise Fund (UMAEF) and a consortium of private U.S. investors.[13][14] The deal valued the company at $1 billion, making Fintech-IT Group the first Ukrainian fintech startup to reach unicorn status.[15][16]

Public Service

Since 2021, Gorokhovskyi has served as a consultant to the Ministry of Digital Transformation in developing the Diia mobile application.[17] On June 27, 2025, he was appointed to the Council for Support of Entrepreneurship under the President of Ukraine, an advisory body focused on protecting business interests during the country's post-war recovery.[18][19]

Philanthropy

During the full-scale Russian invasion of Ukraine, Gorokhovskyi used the monobank platform to facilitate massive crowdfunding efforts for the Ukrainian Armed Forces.[20][21][22][23]

He personally contributed to the purchase of 20 Warmate kamikaze drones[24][25] and supports charities such as Tabletochka and Zhyttieliub.[26]

In 2025, he and his wife, Tamara, funded the Ukrainian publication of Natan Sharansky's memoir, Fear No Evil.[27]

Awards and recognition

In 2020 and 2023, Oleg Gorokhovskyi was twice named "Banker of the Year" by the FinAwards.[28][29] In 2023, Forbes Ukraine recognized him as the "Entrepreneur of the Year".[30]

In 2024, he was included in the "People of the Decade (2014–2024)" list by NV Magazine.[31]

In 2025, Oleg Gorokhovskyi, together with Mykhailo Rogalskyi, was included in the UP100 list in the 'Business' category.[32]

References

  1. ^ "Ukraine Economy: Women Must Return to Help Country's GDP Recover". Bloomberg. July 24, 2023. Retrieved March 2, 2026.
  2. ^ "Ukrainian fintech reaches unicorn status". Finextra Research. 2025-10-06. Retrieved 2026-03-02.
  3. ^ Palchynska, Lisa. "Ukrainian Fintech-IT Group, a developer of popular neobank mono, raises funding from UMAEF at a $1B+ valuation". vestbee.com. Retrieved 2026-03-02.
  4. ^ "Гороховский Олег - Днепр". Днепр (in Russian). 2020-10-04. Archived from the original on 2021-11-05. Retrieved 2026-03-02.
  5. ^ "Олег Гороховский - о карьере и успехе monobank - AIN.UA". ain.ua (in Russian). Archived from the original on 2021-11-05. Retrieved 2026-03-02.
  6. ^ "Співвласник Monobank Олег Гороховський почав збір грошей "на ядерну зброю"". BBC News Україна (in Ukrainian). 2025-03-01. Retrieved 2026-03-02.
  7. ^ "Гороховский Олег". FINCLUB Финансовый клуб. FinClub. Retrieved March 2, 2026.
  8. ^ "История monobank: как Fintech Band создал первый «банк без отделений» в Украине - AIN.UA". ain.ua (in Russian). Archived from the original on 2021-11-05. Retrieved 2026-03-02.
  9. ^ "Інтерв'ю Олега Гороховського та Михайла Рогальського про принципи бізнесу monobank". Forbes.ua (in Ukrainian). 2024-02-27. Retrieved 2026-03-02.
  10. ^ Майя, Ярова (2025-11-27). "How Fintech-IT Group Works — A Mono Developer with a $1B+ Valuation". Scroll.media. Retrieved 2026-03-02.
  11. ^ "Фаундери mono інвестували у проєкт Koto в Великій Британії ₤14 млн". Forbes.ua (in Ukrainian). 2023-01-24. Retrieved 2026-03-02.
  12. ^ "Основатели monobank вложили ₤14 млн в родственный британский стартап Koto InVenture". inventure.com.ua (in Russian). Retrieved 2026-03-02.
  13. ^ "UMAEF backs Ukraine's first fintech unicorn | The Paypers". thepaypers.com. Retrieved 2026-03-02.
  14. ^ "Monobank becomes Ukraine's first fintech unicorn valued at $1 billion following UMAEF investment InVenture". inventure.com.ua. Retrieved 2026-03-02.
  15. ^ "US government–backed fund invests in Ukraine's Fintech-IT Group, creating nation's first fintech unicorn - Silicon Canals". 2025-10-07. Retrieved 2026-03-02.
  16. ^ Prabhu, Abhinaya (2025-10-07). "Meet Ukraine's first fintech unicorn Monobank valued at $1B with backing from US investors — TFN". Tech Funding News. Retrieved 2026-03-02.
  17. ^ "«Картина с коронавирусом в 10—15 раз хуже, чем мы видим». Сооснователь Monobank Олег Гороховский — о борьбе с эпидемией, планах банка и бизнесе в кризис. Большое интервью" (in Russian). Archived from the original on 2021-11-05. Retrieved 2026-03-02.
  18. ^ "Union of Ukrainian Entrepreneurs members joined the Council for Support of Entrepreneurship under Martial Law". SUP. Retrieved 2026-03-02.
  19. ^ "УКАЗ ПРЕЗИДЕНТА УКРАЇНИ № 421/2025 «Про Раду з питань підтримки підприємництва»". Офіційне інтернет-представництво Президента України. 27 June 2025. Retrieved 2 March 2026.
  20. ^ ""Лимонна лихоманка" в monobank: стало відомо, куди пішли 3 мільйони за "ЗСУ-лимон"". 24 Канал (in Ukrainian). 2025-11-03. Retrieved 2026-03-02.
  21. ^ "У monobank назвали суму, виручену для ЗСУ з продажу марок "Русскій воєнний корабль" — Delo.ua". delo.ua (in Ukrainian). 2022-05-19. Retrieved 2026-03-02.
  22. ^ Palyvoda, Nadiya. "The owner of Monobank is fundraising money for nuclear weapons - 24 million hryvnias were raised in a day". Mind.ua. Retrieved 2026-03-02.
  23. ^ Méheut, Constant; Mitiuk, Daria (2024-03-07). "Crowdfunding, Auctions and Raffles: How Ukrainians Are Aiding the Army". The New York Times. ISSN 0362-4331. Retrieved 2026-03-02.
  24. ^ "Українська армія отримала перші 20 ударних безпілотників Warmate". Forbes.ua (in Ukrainian). 2022-09-07. Retrieved 2026-03-02.
  25. ^ Богданьок, Олена (2022-09-07). ""Армія дронів": ЗСУ отримали перші 20 ударних дронів Warmate — Федоров". Суспільне | Новини (in Ukrainian). Retrieved 2026-03-02.
  26. ^ "Олег Гороховський: Monobank презентує новий сервіс". Investory News (in Ukrainian). 2019-05-10. Archived from the original on 2021-11-05. Retrieved 2026-03-02.
  27. ^ ""Не злякаюся зла": дисидент Щаранський презентує українцям свою книгу про боротьбу з тоталітарним режимом". 5 канал (in Ukrainian). 2025-05-20. Retrieved 2026-03-02.
  28. ^ "FinAwards 2023: Банкіром року став співзасновник monobank Олег Гороховський". minfin.com.ua (in Ukrainian). Retrieved 2026-03-02.
  29. ^ "FinAwards 2020: Банкиром года стал cооснователь monobank Олег Гороховский" (in Russian). Archived from the original on 2021-11-07. Retrieved 2026-03-02.
  30. ^ "Інтерв'ю Олега Гороховського. Як побудований Monobank і чому в Україні мало великих компаній". Forbes.ua (in Ukrainian). 2023-12-09. Retrieved 2026-03-02.
  31. ^ "Люди десятиліття. NV назвав 100 українців, що з 2014-го визначають життя в країні та ведуть її вперед". NV (in Ukrainian). Retrieved 2026-03-02.
  32. ^ "УП100: Межа вибору / Вибір на межі". www.pravda.com.ua. Retrieved 2026-03-02.
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