Lili (platform)

Lili Banking
Company typePrivate
IndustryFinancial technology
Founded2018
FoundersLilac Bar David
Liran Zelkha
Headquarters,
Key people
Lilac Bar David (CEO)
Liran Zelkha (CTO)
ProductsBusiness checking account
ServicesBanking, business credit
Websitelili.co

Lili is a financial technology platform based in New York. It provides online banking services to small businesses.[1][2]

History

Lili was founded in 2018 by Lilac Bar David and Liran Zelkha.[3][4]

The platform’s user base grew significantly during the COVID-19 pandemic, reaching nearly 100,000 accounts by the end of that year. In October 2020, Lili secured a $15 million Series A round to support this growth.[5]

In May 2021, Lili raised an additional $55 million in a Series B round, bringing its total funding to $80 million. By that time, the company had surpassed 200,000 users.[6] Later that year, Lili introduced its paid subscription plans, offering advanced financial tools and features for business owners.[7]

In 2022, Fast Company named Lili one of its "World's 50 Most Innovative Companies."[7]

In 2024, TearSheet announced Lili as the best bank for SMBs.[8] On August 13, 2024, Lili announced a partnership with Dun & Bradstreet to provide small business owners with tools and insights to start building and tracking their business credit.[9]

In 2025, Lili announced a shift in its target audience, moving away from freelancers and repositioning its product to serve small businesses. As part of this shift, Lili increased its FDIC insurance coverage to $3 million.[10]

Products

At its core, Lili provides a business checking account that supports all standard payment methods, including domestic and international wire transfers, ACH, check deposits, and cash deposits.[11]

In 2025, Lili added multi-currency international payments and specialized banking solutions for ecommerce platforms and non U.S. residents.[12][13] Later that year, it launched the BusinessBuild credit-building program in collaboration with Dun & Bradstreet.[14]

In 2026, Lili centralized money management for multi-employee businesses, enabling multiple users to access an account with clear permissions and full visibility and so eliminating the need for shared logins.[15] Additionally in 2026, Lili began offering services aimed at high-revenue businesses: high-yield savings accounts, expanded FDIC insurance, and expedited payment methods.[16]

References

  1. ^ Khairi, Sara (August 8, 2024). "From a duo to almost 100 FTEs: How Lili's co-founder refines product through her experience owning an SMB".
  2. ^ "Lili - Provides a financial platform offering advanced business banking to SMBs". Inc.
  3. ^ "Creators Are Mostly Women. Where's the Money For Women-Led Creator Startups?". The Information.
  4. ^ "Quick Fire Q&A". FT.
  5. ^ Ha, Anthony (October 22, 2020). "Banking startup Lili raises $15M". TechCrunch.
  6. ^ Orbach, Meir (May 11, 2021). "Fintech startup Lili raises $55 million series B". CTECH - www.calcalistech.com.
  7. ^ a b Harris, Ainsley (8 March 2022). "Why neobank Lili is putting women entrepreneurs first". Fast Company.
  8. ^ Rao, Shabih (December 18, 2024). "Announcing the 2024 winners of Tearsheet's SMB Finance Awards". TearSheet.
  9. ^ "Lili Teams With Dun & Bradstreet on Business Banking". PYMNTS. August 13, 2024.
  10. ^ Chowdhry, Amit (November 17, 2025). "Lili Expands FDIC Insurance To $3 Million And Raises High-Yield Business Savings Rate To 4% APY". Pulse 2.0.
  11. ^ "Lili partners with Dun & Bradstreet to boost small business banking and credit access". ASBN. August 14, 2024.
  12. ^ "Lili Adds International Wire Payments to Small Business Financial Platform". PYMNTS. February 19, 2025.
  13. ^ Khairi, Sara (April 3, 2025). "Banking Without Borders: How Lili is making US banking accessible to international SMBs". TearSheet.
  14. ^ Bramwell, Jason (July 30, 2025). "Lili Unveils BusinessBuild Program to Help Small Businesses Build Their Credit Profile". CPA Practice Advisor.
  15. ^ Alam, Shadab (January 28, 2026). "Lili Banking broadens offering, building for multi-employee businesses". MSN. Retrieved February 17, 2026.
  16. ^ "Lili is shaping its online banking product towards high revenue small businesses". Technology.org. January 26, 2026. Retrieved February 17, 2026.