Bermuda Commercial Bank

Bermuda Commercial Bank
Company typePrivate company
IndustryFinancial services
Founded1969 (1969)
Headquarters,
Area served
Bermuda
Key people
Andy Mielczarek (CEO, chairman)[1]
ProductsBanking services
OwnerProvident Holdings Limited
Websitewww.bcb.bm

Bermuda Commercial Bank Limited (BCB) is a Bermudian bank that is one of four licensed banks in Bermuda.[2] It has been a 100% subsidiary of Provident Holdings Limited since 2021.[3]

History

BCB began by an Act of Parliament in February 1969. BCBs core banking system provides a suite of products, including online banking. In June of 2016, the BCB Group of Companies moved into a new location at 34 Bermudiana Road, Hamilton. In 2019, BCB also celebrated its 50-year anniversary of providing banking services to Bermuda and internationally.[4]

In July 2021, the investment company, Provident Holdings Limited, purchased the BCB Group of Companies from Somers Limited.  On March 1, 2022, BCB sold its licensed trust business and a primary licensed corporate administration services business together with two minor operational subsidiaries.  The sale was in line with a renewed strategy to focus on the core banking business in Bermuda.

In February 2025, BCB announced leadership changes, with Neville Grant stepping down as CEO and Andy Mielczarek - formerly of HSBC, Bank of America, and UK digital bank Chetwood Financial - set to take over as chairman and CEO, pending regulatory approval, with Graham Jackson serving as interim CEO in the meantime.[5]

In February 2026, the bank backed the government's initiative to make Bermuda the world's first fully on-chain economy,[1] and the following month, struck a partnership deal with cryptofinance firm XBTO to upgrade its USD payment infrastructure.[6]

References

  1. ^ a b Claire Shefchik (2026-02-06). "Bank backs government plan for an onchain economy". The Royal Gazette. Retrieved 2026-03-17.
  2. ^ "Bermuda commercial bank reborn". Bermuda Reinsurance Magazine. September 1, 2010.
  3. ^ "Sale Of Bermuda Commercial Bank Completed". Bernews. July 21, 2021.
  4. ^ "New York firm to buy BCB with aim to grow". The Royal Gazette. February 6, 2019.
  5. ^ Duncan Hall (2025-02-06). "Leadership changes at Bermuda Commercial Bank". The Royal Gazette. Retrieved 2026-03-17.
  6. ^ "XBTO partners with Bermuda Commercial Bank". The Royal Gazette. 2026-03-02. Retrieved 2026-03-17.