List of banks in Slovakia
The following list of banks in Slovakia is to be understood within the framework of the European single market and European banking union, which means that Slovakia's banking system is more open to cross-border banking operations than peers outside of the EU.
Policy framework
European banking supervision distinguishes between significant institutions (SIs) and less significant institutions (LSIs), with SI/LSI designations updated regularly by the European Central Bank (ECB). Significant institutions are directly supervised by the ECB using joint supervisory teams that involve the national competent authorities (NCAs) of individual participating countries. Less significant institutions are supervised by the relevant NCA on a day-to-day basis, under the supervisory oversight of the ECB.[1] In Slovakia's case, the NCA is the National Bank of Slovakia.[2]
Significant institutions
As of 1 September 2025, the list of supervised institutions maintained by the ECB included no Slovak banking groups as SIs.[3] Instead, banking groups based in other euro-area countries have significant operations in the country. A study published in 2024 assessed that the largest banking group by assets in Slovakia (as opposed to total consolidated assets) at end-2023 were:[4]: 28–29
- Erste Group (€26 billion), via Slovenská Sporiteľňa
- Intesa Sanpaolo (€24 billion), via Všeobecná Úverová Banka
- Raiffeisen Bank International (€22 billion), via Tatra Banka and Raiffeisenbank Slovakia
- KBC (€15 billion), via ČSOB and 365.bank as
Other euro-area banks that operate in Slovakia include:[3]
- Commerzbank, via mBank Slovakia
- Société Générale, via Komerční Banka Bratislava
- UniCredit, via UniCredit Bank Czech Republic and Slovakia[5][6]
Crédit Mutuel (via Cofidis) and ING are also present via branches.
Less significant institutions
As of 1 September 2025, the ECB's list of supervised institutions included nine Slovak LSIs.[3]
High-impact LSIs
Of these, the following two were designated by the ECB as "high-impact" on the basis of several criteria including size:
- Prima Banka Slovensko as, majority-owned by Penta Investments
- Prvá Stavebná Sporiteľňa as
Other Slovak LSIs
The remaining three domestic LSIs were:
- Privatbanka as, known as Banka Slovakia until 2005,[7] majority-owned by Penta Investments
- Slovenská Záručná a Rozvojová Banka as, a public development bank
- Wüstenrot Stavebná Sporiteľňa as, subsidiary of Wüstenrot-Gruppe
Non-euro-area-controlled LSIs
Three other Slovak LSIs were branches of financial groups based outside of the euro area:
As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches" in EU parlance) in Slovakia, based on data compiled by the European Banking Authority.[8]
Other institutions
The National Bank of Slovakia and EXIMBANKA SR are public-sector credit institutions that do not hold a banking license under EU law.
Defunct banks
A few former Slovak banks, defined as having been headquartered in the present-day territory of Slolvakia, are documented on Wikipedia. They are listed below in chronological order of establishment.
- Tatra Banka (1884-1948)
- Slovak National Bank (1939-1945)
- Sberbank Slovakia (1991-2017), which had absorbed Ľudová / Volksbank cooperative banks[9][10][11]
- Istrobanka (1992-2009)[12]
- HVB Bank Slovakia (1994-2007), integrating the successive Slovenská Poľnohospodárska Banka (1994-1996), Poľnobanka (1996-2002), and UniBanka (2002-2007)[13][14][15]
- OTP Bank Slovakia (2002-2020)[16]
- UniCredit Bank Slovakia (2007-2013)
- ZUNO Bank (2010-2017)[17]
Additional banks that left the Slovak market included, by chronological order of exit:
- AG Banka, failed in 1999[18]
- Priemyselná Banka, merged with Slovenská sporiteľňa in 1999[19]
- Dopravná Banka, failed in 2000[20]
- Slovenská Kreditná Banka, failed in 2000[21]
- Devín Banka, failed in 2001[22]
- Investičná a Rozvojová Banka, purchased by OTP in 2002[23]
- Prvá Komunálna Banka, purchased by Dexia in 2003[24]
- The Slovak operation of HSBC, ended in 2012[25]
- Dexia Slovakia, subsidiary of Dexia (2003-2012)[24][26]
- Branch of Axa Bank Europe (subsidiary of Axa), left in 2013[27]
- Branch of Royal Bank of Scotland, left in 2015[28]
- Branch of Cetelem (subsidiary of BNP Paribas), left in 2023[29]
- Branch of KDB Bank Europe, subsidiary of Korea Development Bank, left in 2024[30]
See also
References
- ^ "What are less significant institutions?". European Central Bank. 2 August 2024.
- ^ "Members and Observers". European Banking Authority. Retrieved 19 November 2025.
- ^ a b c List of supervised entities - Cut-off date for changes in group structures: 1 September 2025 (PDF), European Central Bank, 24 October 2025
- ^ Giulia Gotti, Conor McCaffrey & Nicolas Véron (October 2024), Banking union and the long wait for cross-border integration (PDF), European Parliament
- ^ "[1]." trend.sk. Retrieved on April 4, 2023. "Banky a ich vlastníci: Kto, s kým a od kedy...."
- ^ "[2]." hnonline.sk. Retrieved on May 21, 2022. "UniBanka a HVB Bank dokončujú zlúčenie."
- ^ "[3]." trend.sk. Retrieved on April 4, 2023. "Banka Slovakia zmenila obchodné meno na Privatbanka."
- ^ "The EBA updates list of third-country groups and branches operating in the European Union and the European Economic Area", European Banking Authority, 13 October 2025
- ^ "[4]." sme.sk. Retrieved on May 21, 2022. "Ľudová banka mení názov na Volksbank Slovensko."
- ^ "[5]." Trend. Retrieved on May 21, 2022. "Značka Volksbank na Slovensku v budúcom roku skončí."
- ^ "[6]." Prima Banka. Retrieved on May 21, 2022. "Sberbank Slovensko sa zlúčila s Prima bankou Slovensko."
- ^ "[7]." Pravda. Retrieved on May 21, 2022. "Istrobanka končí, od júla sa zlúči s ČSOB."
- ^ "[8]." trend.sk. Retrieved on April 4, 2023. "Banky a ich vlastníci: Kto, s kým a od kedy...."
- ^ "[9]." sme.sk. Retrieved on May 21, 2022. "Poľnobanka začala oddnes pôsobiť pod novým názvom UniBanka."
- ^ "[10]." hnonline.sk. Retrieved on May 21, 2022. "UniBanka a HVB Bank dokončujú zlúčenie."
- ^ "[11]." zive.sk. Retrieved on May 21, 2022. "Slovenskú OTP Banku kupuje ČSOB."
- ^ "[12]." sme.sk. Retrieved on May 21, 2022. "Zuno banka na Slovensku skončila."
- ^ "[13]." sme.sk. Retrieved on February 25, 2023. "AG Banka ako prvá v SR skončila svoju činnosť odobraním bankovej licencie a čaká ju likvidácia."
- ^ "[14]." sme.sk. Retrieved on April 4, 2023. "Priemyselnou bankou sa zaoberá polícia."
- ^ "[15]." profini.sk. Retrieved on Retrieved on April 4, 2023. "Dopravná banka je štvrtou bankou v nútenej správe."
- ^ "[16]." sme.sk. Retrieved on February 25, 2023. "Slovenská kreditná banka."
- ^ "[17]." sme.sk. Retrieved on February 25, 2023. "Devín banka skrachovala."
- ^ "[18]." sme.sk. Retrieved on April 4, 2023. "IRB začne od 1. augusta pôsobiť pod novým nazvom OTP Banka Slovensko."
- ^ a b "[19]." trend.sk. Retrieved on April 4, 2023. "Banky a ich vlastníci: Kto, s kým a od kedy...."
- ^ "[20]." sme.sk. Retrieved on May 21, 2022. "Britská banka HSBC odchádza zo Slovenska."
- ^ "[21]." Prima Banka. Retrieved on May 21, 2022. "Slovenská Dexia sa v novom roku zmení na Prima banka Slovensko, a.s.."
- ^ "[22]." sme.sk. Retrieved on February 25, 2023. "Axa Bank u nás končí, spoluprácu ponúkol UniCredit."
- ^ "[23]." teraz.sk. Retrieved on April 4, 2023. "Zo Slovenska odchádza pobočka zahraničnej banky Royal Bank of Scotland."
- ^ "[24]." finreport.sk. Retrieved on April 4, 2023. "Spoločnosť Cetelem na Slovensku končí. BNP Paribas, pod ktorú patrí, sa už stiahla aj z ďalších krajín."
- ^ "[25]." sk.kdbbank.eu. Retrieved on January 4, 2024. "Oznámenie o plánovanom ukončení činnosti a zatvorení KDB Bank Europe Ltd., pobočka zahraničnej banky na Slovensku."